Category Archives: Department of Housing and Urban Development (HUD)

Religious Freedom and Community Associations: How does the Religious Freedom Restoration Act Impact Condominium and Homeowner Associations?

In 1993, the federal government enacted the Religious Freedom Restoration Act (“RFRA”).  The purpose of the RFRA was to allow a person to avoid complying with any law that interfered with the exercise of their religious freedom unless there was a compelling governmental interest behind the law and the least restrictive means of furthering that compelling governmental interest was utilized. 

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Should your Michigan Condominium Association Obtain FHA Certification?

The Federal Housing Administration (“FHA”) is a government-owned and operated insurance company which was established by the National Housing Act of 1934.  FHA insures home loans for buyers who typically cannot afford a conventional down payment.  To be clear, FHA does not lend taxpayer money and is not the originator of mortgage loans.  Thus, a ‘FHA backed loan’ provides a

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