Articles published by:

Kevin Hirzel

Document Amendments• May 28, 2026

When Must Michigan Condo Boards Get Co-Owner Approval to Amend Bylaws?

Community association boards often need administrative and operational flexibility to manage budgets, resolve disputes, and keep a community running efficiently. However, when a board uses this authority to change the substantive rights or financial obligations established by the governing documents, that decision may cross the line from routine administration into a bylaw amendment requiring Co-owner approval.  In Ritz v Sandyoak…
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Financial Issues, Budgets & Reserves• May 11, 2026

Fannie Mae’s New 2026 Condominium Lending Guidelines

On March 18, 2026, Fannie Mae issued Lender Letter LL-2026-03 and updated its condominium lending guidelines.  In addition to expanding the waiver of project review in condominiums with 10 or fewer units and retiring the limited review process on August 3, 2026, Fannie Mae’s 2026 condominium lending updates may significantly impact how condominium associations budget for reserves, maintain insurance, and…
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Michigan Condo & HOA Case Law• November 19, 2025

Michigan Court Rules that Long-Term Rental is a Commercial Use

The Michigan courts have consistently held that short-term rentals are neither residential nor commercial uses when interpreting restrictive covenants.  While numerous cases from the Michigan Court of Appeals hold that short-term rentals violate residential and commercial use deed restrictions, these cases have not addressed whether long-term rentals also violate a residential or commercial use restriction if the restrictive covenants do…
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