Articles published by:

Kevin Hirzel

Condo & HOA Legislation November 29, 2023

Navigating the CTA:  A Guide for Condos and HOAs to comply with the Corporate Transparency Act

March 1, 2024 – Federal Court rules that the Corporate Transparency Act is Unconstitutional: What does it mean for Community Associations? Read our updated blog article. The Corporate Transparency Act is a federal law that was enacted in 2021 to stop individuals in foreign countries from illegally moving money into the United States.  The Corporate Transparency Act creates new reporting…
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Financial Issues, Budgets & Reserves August 1, 2023

What Your Condo Association Needs to Know About the New Fannie Mae and Freddie Mac Lending Guidelines

The Surfside condominium collapse led to significant reform in the condominium lending industry.  In Lender Letter LL-2021-14, Fannie Mae and Freddie Mac implemented temporary lending guidelines in 2021 for condominium purchasers that desired to secure a mortgage as was previously discussed in Prepare your Condo for the new Fannie Mae and Freddie Mac Lending Requirements.  At the request of FHFA,…
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Financial Issues, Budgets & Reserves May 1, 2023

Underfunded Reserves? How your Condominium Association Can Qualify for a Community Association Loan

Nearly 2 years after the Surfside collapse, the New York Times recently reported that a 35-unit condominium in North Bay Village, Florida was ordered to be evacuated after an engineer deemed the condominium to be structurally unsound.  The engineering report provided to North Bay Village officials indicated that the Majestic Isle Condominium had serious structural issues due to termites and…
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Fair Housing March 17, 2023

Federal Court Permits Fair Housing Claim to Keep Six Emotional Support Chickens to Proceed to Trial

Has your condominium or homeowners association encountered a request for an emotional support animal under the Fair Housing Act?  If not, you are likely to encounter a request in the future as requests for emotional support animals in community associations have been on the rise in recent years.  HOAs and condo associations are subject to the Federal Fair Housing Act…
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Michigan Condo & HOA Case Law January 4, 2023

Court Rules HOA’s Restrictive Covenants Prohibit Short-Term Rentals Even Though Leasing Was Allowed

HOA short-term rental restrictions continue to remain a hot button issue for municipalities, property owners, and homeowners associations in Michigan.  During the 2021-2022 legislative session, numerous short-term rental bills, specifically HB 4722, HB 4985, HB 5465, HB 5466, HB 5605, SB 446, and SB 547, were introduced in the Michigan legislature that attempted to define short-term rentals for zoning purposes,…
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