December 23, 2025
Condominium associations frequently insure aging common elements, such as clubhouses, recreation centers, maintenance buildings, and other shared facilities, under replacement cost property insurance policies. Condominium and homeowners associations may assume that replacement cost coverage will fully fund rebuilding after a catastrophic loss. However, as Piatt Lake Bible Conference Association v Church Mutual Insurance Co., No. 2:23-CV-73, 2025 WL…
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July 24, 2025
Workers’ Compensation Insurance for Michigan Condo Associations and HOAs: Legal Requirements & Risk Management Many Michigan condominium associations and HOAs understand the value of general liability or directors and officers insurance. However, another type of coverage, workers’ compensation insurance, is less well-known but can be extremely valuable. Whether your community association has staff, hires vendors, or relies on volunteers, it’s…
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October 15, 2024
Liability Protection: How to Protect the Condo Association Against Increased Premises Liability Exposure As recently decided by the Michigan Supreme Court in Janini v London Townhouses Condominium Association, issued July 11, 2024 (Docket No. 164158), a co-owner on the condominium’s common elements is now classified as an invitee under Michigan law entitled to have the premises made safe and warnings…
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August 13, 2024
Condominium Association’s Legal Duty to Co-Owners: Key Takeaways from Janini v. London Townhouses Recently, the Michigan Supreme Court decided the case of Janini v London Townhouses Condominium Association, issued July 11, 2024 (Docket No. 164158), concluding that a co-owner of a condominium unit is an invitee under Michigan law if that person enters the common elements of the condominium, and…
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July 6, 2023
Proposed Federal Legislation Aims to Broaden FEMA Disaster Assistance for Community Associations FEMA is a federal program that assists homeowners and municipalities with recovering from disasters. FEMA funds are available for restoration of a single family home in the event of a disaster when insurance proceeds are exhausted or the damage was not insured. FEMA funds may be used for…
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December 1, 2022
Unfortunately, financial crime has been on the rise in condominium and homeowners associations. Over the past year, there have been numerous reports from around the country of directors, officers, and property managers of community associations embezzling funds. Examples of alleged financial crimes against homeowners associations that have recently been reported in 2022 are as follows: In Florida, several current and…
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