Condo & HOA Insurance

As recently decided by the Michigan Supreme Court in Janini v London Townhouses Condominium Association, issued July 11, 2024 (Docket No. 164158), a co-owner on the condominium’s common elements is now classified as an invitee under Michigan law entitled to have the premises made safe and warnings of known dangers thereon by the condominium association. The condominium association under Janini…

Whether there is an increase in violent crime or an increase in reporting and coverage of crime, it seems that our lives are constantly being inundated and interrupted with reports of violent activities.  Your home is your castle, your safe space.  But imagine the worst-case scenario where a crime occurs and that sense of safety is lost.  After dealing with…

Unfortunately, financial crime has been on the rise in condominium and homeowners associations. Over the past year, there have been numerous reports from around the country of directors, officers, and property managers of community associations embezzling funds. Examples of alleged financial crimes against homeowners associations that have recently been reported in 2022 are as follows: In Florida, several current and…

Condominium insurance for units and common elements within the condominium requires the coordination of two different types of insurance.  The first type of insurance is the master condominium policy purchased by the condominium association, which is also known as a “CGL” or commercial general liability policy.  The second type of insurance is the unit insurance policy purchased by the individual…

At Hirzel Law, PLC, our team of attorneys can help Michigan community associations with legal issues that may arise. Contact us today!