Articles published by:

Erika DiLoreto

Bylaw & Covenant Enforcement April 23, 2026

Can an HOA Enforce Architectural Rules Without an ACC in Michigan?

Most condominium and homeowners associations rely on deed restrictions that require homeowners to obtain approval before making exterior alterations to their property. These architectural control provisions are designed to preserve neighborhood character and protect property values. Disputes frequently arise when homeowners proceed with improvements without obtaining the required approval. However, a different issue arises when a condominium or homeowners association…
Read More →
Bylaw & Covenant Enforcement March 23, 2026

Can Michigan Condo Associations Ban Criminals?

Condominium associations in Michigan frequently adopt bylaws and restrictive covenants intended to promote the safety and well-being of their communities. Some condominium and homeowners associations consider restricting occupancy or ownership by individuals with prior criminal convictions. However, federal and state fair housing laws can limit how and whether such restrictions may be imposed. In Lyman v Montclair at Partridge Creek,…
Read More →
"Must be Built" Roads February 19, 2026

MCL 559.184: Michigan Condo Developers and “Must Be Built” Common Elements

Condominium developments in Michigan often include significant infrastructure improvements, including private roads, utilities, and drainage systems. Because these improvements are essential to the use and value of the project, the Michigan Condominium Act requires developers to provide financial security to ensure completion of those improvements. In Hills of Lone Pine Ass’n v Texel Land Co, Inc, 226 Mich App 120;…
Read More →
Condo & HOA January 28, 2026

Does Fixing an HOA Violation End a Lawsuit in Michigan?

  Does Fixing an HOA Violation End a Lawsuit in Michigan?   Most condominium and homeowners associations have deed restrictions that govern the process that homeowners must follow to complete exterior alterations to their homes. Condominium and homeowners associations frequently enforce these deed restrictions to preserve neighborhood character and property values. Disputes often arise, however, when homeowners proceed with exterior…
Read More →
Board of Directors December 23, 2025

What Condo and HOA Boards Need to Know About Insurance Replacement Costs and Code Compliance

     Condominium associations frequently insure aging common elements, such as clubhouses, recreation centers, maintenance buildings, and other shared facilities, under replacement cost property insurance policies. Condominium and homeowners associations may assume that replacement cost coverage will fully fund rebuilding after a catastrophic loss. However, as Piatt Lake Bible Conference Association v Church Mutual Insurance Co., No. 2:23-CV-73, 2025 WL…
Read More →
Developers November 13, 2025

MCL 559.167 Invalidates Sale of Nonexistent Condo Units

When “As-Is” Doesn’t Mean “Anything Goes”: Developer Sues County Treasurer for Conveying Nonexistent Condominium Units Governmental entities and condominium and homeowners associations frequently dispose of foreclosed properties to private purchasers or developers through settlement agreements or deeds that include “as-is, without warranty” clauses. These provisions are intended to protect sellers from liability over the property’s physical condition. However, such language…
Read More →