Additional Named Insured in Condo Insurance: What It Means & Why It Matters Condominium associations in Michigan are required to carry insurance that complies with Michigan Administrative Rule 550.208, which states: The bylaws shall provide that the association of co-owners shall carry insurance for fire and extended coverage, vandalism and malicious mischief, and, if applicable, liability and workers’ disability compensation,…
Read More →
3 Best Practices for Condo Board Members to Minimize Personal Liability Being a Board member of a condominium association can often be a thankless job: you receive all the complaints and are the face of every perceived issue that has ever happened or will ever happen in the condominium. And when things run smoothly or problems are resolved, there is…
Read More →
3 Legal Essentials for Michigan Condo Boards Adopting Rules The governing documents of a condominium association are intended to address the various provisions and restrictions that apply to the co-owners and the association. The condominium documents, however, simply cannot address each and every specific situation that may arise. Or a provision in the condominium documents may address a topic in…
Read More →
Michigan Homeowners’ Energy Policy Act Takes Effect April 1, 2025: Does Your HOA Have a Solar Energy Policy? On July 8, 2024, the Governor signed the Homeowners’ Energy Policy Act, MCL 559.301, et seq. (“HEPA”), which becomes effective on April 1, 2025. The HEPA is intended to limit a homeowners association’s ability to restrict or prohibit an owner from installing…
Read More →
Should Your Condominium Association Have A Maintenance Matrix? Common complaints that co-owners have about the condominium’s master deed and bylaws are that they are poorly written, full of legalese, and are difficult to understand. When it comes to the responsibilities of the condominium association and co-owners to maintain, repair, and replace the common elements and the unit, a maintenance matrix…
Read More →
Understanding Breach of Fiduciary Duty by Developer-Appointed Directors in Condominium Associations Many co-owners volunteer to serve on the board of directors because they believe that they can lead their condominium association in a positive direction. This belief is essentially what it means to fulfill their duty as a fiduciary: to act in good faith, loyally to the association, and avoiding…
Read More →
